vrbo the most popular vacation rental site in the us

Another Airbnb alternative, FlipKeyis a marketplace that's making its way up to compete with other vacation rental sites. It's a subsidiary of TripAdvisor that taps into the home exchange market. With more than 300,000 properties in 179 countries, you'll find plenty of options for every type of vacay. Like VRBO, all of the homes are private vacation rentals, so you won't have to worry about a temporary roommate interrupting your afternoon nap.

Similar to TripAdvisor's site, you are able to sort through a variety of features and amenities when you're looking for the right place to book. Whether you want a condo, apartment or a villa, one with a pool or a hot tub, or one that's walking distance to bars and restaurants, you can easily sort through hundreds of listings. No Booking Fees – We're the only company we know of that refuses to add booking fees to guests stays with no real service or amenity nexus.

Other companies use this as a pure profit line items that doesn't provide any real service to the guest, nor is it shared with the owner. This increases the real management fees charged by almost all vacation rental management companies by an average of 10%. So if a management company says they're charging 35% for managing your property, and they charge these fees, their real charge to you is in excess of 45% .

Established in 1995, VRBO merged with HomeAway.com in 2005 and VacationRentals.com in 2007. Today, it's one of the largest global online travel sites, with over two million listings in over 190 countries. Last year, one of the world's most recognizable hotel companies entered the vacation rental market with Homes & Villas by Marriott International.

Some vacation rental companies offer accommodation for any budget, whereas others focus on the luxury market like Top Villas and Oliver's Travels. Some are focused on a specific geographical region whereas others offer vacation rentals worldwide, and some focus on city travelers whereas others focus on country retreats. Knowing this can help you find the best vacation rental websites for you and your trip. The homepage search box allows you to enter your desired location, dates of stay, and the number of guests. Results are listed so that at a single glance, you can see how many bedrooms and bathrooms each property has, its maximum capacity, price, and reviewer score — making it easy to compare properties.

Similar to other vacation rental sites, you can also filter your results. Plus, properties listed under Instant Book can be reserved without waiting for host approval. If you're not sure where you want to go, look for inspiration by browsing the site's featured destinations and themed property collections. Vacation marketplace sites were negatively affected by the COVID-19 pandemic.

Of the four major vacation marketplaces, Airbnb and TripAdvisor forced property owners to offer full refunds to travelers that were affected by either national or local government declarations of emergency. Vrbo and Booking.com referred guests to property managers or vacation rental owners to see if they either provide a full or partial refund or issue a credit toward a future stay. FlipKey is part of TripAdvisor Rentals and lists around 300,000 properties in locations all over the world.

In many ways, it's similar to other large, vacation rental companies. On the homepage, you'll find a search box that allows you to enter your chosen destination and dates. The listings that come up when you search include the number of bedrooms and bathrooms, the capacity, a TripAdvisor rating, and the average owner response time.

As with TripAdvisor, you can sort the results by relevance, price, and the number of reviews. Airbnb is currently the most prominent vacation rental website, boasting more than 100 million users, 2.9 million hosts and over 7 million listings. Founded in a San Francisco bedroom in 2008, its friendly guest fees, host fees and listing fees are among the features that attract users. Initially, Airbnb incorporated short-term vacation rentals into the mainstream for travelers in urban areas. On March 12, 2020, Jeff Hurst, president of Vrbo, released a newsletter asking property owners "to review cancellation policy and consider adopting a flexible policy for the time being".

If a homeowner or property manager refunds a booking due to COVID-19 concerns, Vrbo will automatically refund the traveler service fee." The original VRBO.com website was created by David Clouse in 1995 in Aurora, Colorado in order to rent his Breckenridge Ski Resort condo. The website later became a service for homeowners to list their properties for short term rental. Prior to the Internet, vacation rental services were offered via classified ads, management services, and compilations of rentals based on various destinations. In its first 10 years, VRBO slowly grew to list over 65,000 rentals.

To help you find your perfect holiday home or apartment for your next trip, we list the largest, best-reviewed, and most popular vacation rental websites out there. We give you details of each vacation rental company and then we give you tips on booking vacation homes online. Home-sharing services exploded across the globe over the past decade, as millions of people decided sleeping in a stranger's bed was a worthwhile price to pay for living like a local in a given city. Airbnb is now the world's largest online marketplace for lodgings, with listings growing more than 100% each year, one study found -- hurting the hotel market in the process. Longstanding online vacation rental company Vrbo also has a large footprint in the US and abroad, while offering more traditional benefits like trip insurance. We've listed about forty vacation rental listing sites for you to choose from.

While it's always advisable to list on multiple platforms to get more bookings, it's still nearly impossible to get your business published on every site (even with a robust channel manager!). Each platform has its own characteristics, pricing, and audience so it can be difficult to decide which will generate the most bookings for your business. There are a couple of factors that will help you narrow down your search and choose the best vacation rental sites for you and your business.

As an Airbnb alternative, Love Home Swapis often considered the pick for coordinating home exchange. Unlike other popular vacation rental sites, the concept is more trading places, less renting. It was founded by a United Kingdom-based mother of two who enjoyed this type of arrangement for her family and wanted to create a safe marketplace of beautiful homes. On the platform, you can find more than 80,000 homes in 160 countries, all ranging in price, style, and amenities. Generally speaking, Love Home Swap gets major kudos from customers for the high-end appeal of the properties.

You can find multi-bedroom apartments in many cosmopolitan cities, châteaus, villas, and all sorts of gems that will make your Instagram that much more impressive. Some vacation rental sites make it easier than others to browse properties on a map or to contact the owner of a property to ask questions before your stay. The most popular vacation rental sites are Airbnb, Vrbo, Booking.com, and Tripadvisor.

These online travel agencies are the most common places people go to book a short-term rental. These are also the most common platforms to have API integrations with channel managers, so you can sync all your bookings across multiple sites. Compared with Airbnb and Vrbo, it is more expensive and less user-friendly for non-professional hosts.Booking Holdings' leadership team is clear about the potential for the US market for Booking.com. While US vacation rentals were booking, Booking Holdings missed out on the action as most of its rentals are in Europe, the region with the slowest growth for the company. Alternatively, if you get a lot of bookings with a large earning, you might be giving away too much of a cut by choosing vacation rental sites that operate off commission. Take a look at the average amount of bookings you had in the past year and see which option would have given you a greater return.

As a host, you might be looking for the best vacation rental site on which to list your property so that you can start making money with your rental. We've researched the top vacation rental sites for maximizing audience reach and finding the perfect rental. Read on to discover the best vacation rental websites that hosts and guests around the world are using. All the homes which are listed are managed by a premium property management company. The homes all come with fast WiFi, professional cleaning, 24/7 support for any issues and premium linens and amenities. Another benefit is that if you are a Marriott Bonvoy member you can earn and redeem Marriott points on stays at their vacation rental properties.

HomeAway actually owns VRBO, so many travelers looking for vacation rentals only look on one or the other assuming they are the same. Although the ownership is shared, the individual properties are not! Only owners who pay to list their property on both sites will appear on both. So if you aren't also searching HomeAway when you are looking on VRBO for a vacation rental, you're missing out.

In terms of the types of rentals available on the site, you'll find a similar mix of homes, apartments, and condos like VRBO. Some are professionally managed and others are rented straight from owners. Vacation Rentals By Owner is the site that most casual travelers have probably already heard of if they've heard of nothing else.

VRBO offers a wide variety of property types (homes, apartments, condos, etc.) pretty much anywhere in the world. Although the name suggests that rentals are made "by owner," some of the properties on the site have a professional management company behind them. Your experience and the time required to make a booking may vary considerably depending on what type of property you get and whether you are dealing with an owner or management company. VRBO began as a site with more conventional home and condo rentals in vacation destinations, and that market remains its strength.

These are 10 of the best Airbnb alternatives for finding vacation rentals. The pandemic has impacted many things, including the real estate industry. Property owners were left with many empty rooms and vacation homes around the world. But as conditions improve and travel restrictions are lifted, vacation rental sites like Airbnb and VRBO will be key to getting those rooms and properties filled once more.

Airbnb charges an owner fee of 3-5% with a 10-13% per booking guest fee. It attracts 88 million website traffic visitors over 6 months, taking the lead over other vacation rental sites. A 3% booking fee is affordable to most hosts, and when coupled with vast website traffic, the number of bookings expected is enormous. The second most popular site is the Booking.com vacation rental platform with 458 million monthly website visitors in an average of 6 months. In addition to vacation rental services, Booking.com also offers transportation options, flights and hotel services.

Getting your property listed on the site can lead to a considerable amount of bookings, depending on the market. Unlike other vacation rental sites, hosts only have to pay a meager 3% booking fee. After you register, you can post written descriptions, include photographs with captions and create a user profile.

Vacation rental traveling has gained popularity, becoming a very competitive industry. As a guest or host, finding the best platform that meets your needs and maximizes your returns has become challenging. Whether choosing an apartment, a ski house, a bungalow or any one of the many other options for your family, finding the best host sometimes comes down to which vacation rental site you choose. Hosts use vacation rental sites to maximize bookings so choosing the most reliable platform is a must to help collect maximum profit. The site also allows you to compare prices, and you can often book directly. "We are the first meta-search site for vacation rentals," explains Jen O'Neal, co-founder and CEO of Tripping.com.

With eight million rental listings in 150,000 destinations worldwide, it is also the largest vacation rental search engine out there . If you want to establish a Maggie Valley vacation rental business, then consider a cottage-like or cabin-like property, as those offer guests an idyllic escape from everyday life. Our data also shows that homes with private hot tubs, game rooms, and mountain views typically perform better than average. I found that photo quality could vary widely from one listing to another on Tripadvisor, whereas some other vacation rental sites have more consistently glossy images. Otherwise, Tripadvisor's listings are generally informative, with traveler reviews, house rules, and an owner profile. However, cancellation policies are not as clearly stated on this site as on some others.

There is an option to send a message to the owner through the site. The list view of results is better, displaying both the nightly rate and the total price for your stay, as well as guest rating and location information. " listings, and Hotels.com doesn't offer the ability to scroll through a property's photos right from the results page the way many other vacation rental sites do. The prime advantage of HometoGo is that it's a meta-search site, which means that you can search many of the best vacation rental sites with one click.

Persistent pop-ups and offers to sign you in with Google or Facebook are annoying, but once you've cleared them away you can view tons of properties, visible in a clean listing format or on a map. Each listing features photos you can scroll through as well as user rating, type of lodging, and where you can book the property (such as Airbnb, Hotels.com, or Vrbo). This unique accommodation sleeps 16 and offers pretty much every amenity imaginable.

This includes a private pool and hot tub, ocean and river views, a chef's kitchen, private dock, a tiki hut, and more! What better way to experience America's oldest city than at this luxurious vacation rental nestled on the waterfront? You'll easily see why this destination is one of the best hidden vacation spots in Florida. Paying taxes as a short-term vacation rental property owner, whether you're doing business on VRBO or Airbnb, is very complicated. Every situation is different from the type of property you're renting to what services you provide guests to how often you rent out the home.

If you want to become a VRBO host, contact a tax professional for specific advice. Another vacation rental sites that most travelers have heard about is Airbnb. The company started out solidly in the budget travel market – many listings were extra rooms in shared apartments or even couches to crash on. The company has evolved and now offers everything from high end vacation home rentals to wild and wacky accommodations like yurts, castles, and treehouses. U.K.-based site Simply Owners allows you to book directly with the property owner, without any booking fees and hidden costs. All owners are verified and bookings are covered by 100 percent free payment protection.

The site specializes in holiday rentals in idyllic, England locations like Devon, Cornwall, and Cumbria. It also offers properties across Europe and a few in the Caribbean, too. If you already know where you want to go, you can enter your preferred dates and search according to your chosen destination or property ID. Established in 2008 as Air Bed & Breakfast, it was rebranded as Airbnb the following year. While this vacation rental site might not have been around as long as VRBO, it has quickly grown and established a reputation as an alternative to expensive hotels for those traveling for work or for pleasure. While this site does list full-home rentals like VRBO, the site's bread and butter is single rooms.

In pre-pandemic (and hopefully post-pandemic) times, Airbnb vacancies are sought after for overnight and business travel, making this a great website for property owners in big cities and metropolitan areas. Recent stats show that there are over 6 million listings in over 190 countries on Airbnb with more than 150 million users. Top Villas is a vacation rental website focused on luxury villas and vacation properties in Florida and the Caribbean. Top Villas started in 2010 as a Florida vacation rental company and has since expanded to include over 4,000 properties in over 50 destinations. The website offers condos, vacation homes, apartments, and resort villas.

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Wells Fargo checking accountsWells Fargo has five different options for personal checking accounts — Everyday, Preferred, Portfolio, Teen and Opportunity. Businesses can select from Simple, Choice Platinum and Analyzed checking accounts. Most personal and business checking accounts require a $25 deposit to open.Wells Fargo savings accounts and CDsWells Fargo offers two savings account options, Way2Save and Platinum Savings. Wells Fargo also offers CDs, which require at least a $2,500 minimum opening deposit. CDs are available at fixed rates and step rates.Wells Fargo loansWells Fargo offers multiple loan types, including student loans, auto loans and mortgage loans to help you buy, refinance or renovate a home. The bank offers low-APR personal loans and lines of credit ranging from $3,000 to $100,000.

Wells Fargo also provides loans and lines of credit for businesses.Wells Fargo credit cardsWells Fargo has several credit card options. Almost all Wells Fargo cards have a cash back or reward program, and a few have no annual fee.Wells Fargo retirement servicesWells Fargo offers traditional and Roth IRAs. You can also invest in mutual funds and manage your portfolio yourself or with the help of a Wells Fargo investment professional. The WellsTrade Mutual Fund Screened Listed makes investing simple by pre-screening mutual funds.

Wells Fargo Advisors, a full-service brokerage, is available to customers to help with investment planning. Mobile payments are available for Apple Pay, Google Pay and Samsung Pay. Wells Fargo benefits for business owners also include Clover point-of-sale systems customized fit your business needs. Wells Fargo's monthly service fees for checking accounts range from $0 to $30, though service fees are waived for teenagers and college students between 17 to 24 years old. Monthly service fees for business checking accounts range from $10 to $40. The bank charges a $5 or $12 monthly fee on savings accounts.

Wells Fargo's checking account fees can be avoided by maintaining a specific average balance or completing a minimum number of transactions each month. Also, expect fees for late credit card payments and overdraft charges unless your checking and savings accounts are linked. Capital One's business banking options are generally more comprehensive than some of its competitors. For starters, the bank offers what it calls Spark Business Banking, which is the platform through which its business bank accounts are run through. With Spark Business Banking, you'll also have access to personalized guidance and advice. With Capital One, you can take advantage of a range of business products, such as checking accounts, savings accounts, loans, lines of credits and other lending options.

The bank even boasts a variety of credit cards and merchant services to keep your business going. Wells Fargo offers many options to handle your financial needs, including checking and savings accounts, credit cards, investments and loans. Compared to other banks, interest rates and fees are average. Overall, Wells Fargo's products and services are robust and allow you the convenience to bank however and wherever you like. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Transactions between enrolled users typically occur in minutes.

For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. In order to send payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement.

When it comes to business checking accounts, customers can choose between either the Spark Business Basic Checking account or the Spark Business Unlimited Checking account. Each account comes with unlimited transactions, a waivable monthly service fee and online and mobile banking features. However, the Spark Business Unlimited Checking account is designed for larger businesses, while the Spark Business Basic Checking account might be better for small businesses. Specialized checking accounts are also available for specific needs, such as escrow. SmartAsset researched the small business offerings of nearly 30 national, regional and online banks. Key Bank's Hassle-Free checking account is ideal for consumers looking for a free, no-frills checking account.

This account's digital features are designed to accommodate the modern consumer, and it comes with a debit card, online bill pay and mobile banking rather than paper checks. The account also has no monthly service fee and no overdraft fees. In our search for the best checking accounts for Colorado residents, we focused on banks that have low monthly fees, efficient online banking apps and convenient branch locations throughout the state.

If you want to focus your banking business at one institution, these banks also provide decent savings and money market account options. PNC Bank only operates branches in about half of the U.S., with most being located in the eastern and central parts of the country. However, the bank has great business offerings and has significant online and mobile features, making it a viable option even for those who don't live near a branch. Businesses that choose to bank with PNC will have access to both checking and savings accounts, credit cards, merchant services and various types of loans.

This account allows customers to earn interest on their checking balances over $500. The account owners can order cashier's checks from the bank without any additional fees. Since the typical fee is up to $10, those using cashier's checks often can save significantly.

If you prefer personal checks, you'll also get a $10 discount. Typically, customers with personal lines of credit can borrow between $3,000 and $100,000, with variable interest rates ranging from 9.5 to 21 percent. The product was marketed as a way for customers to pay for something big like a home renovation, or to consolidate high-interest credit card debt.

The bank said it is discontinuing the product so it can focus on personal loans and credit cards, and warned in its letter that the closure of the accounts "may have an impact on your credit score." If you work with PNC, you'll be able to take advantage of a range of small business loan and financing options. Some loans require no collateral, while others are meant for specific purposes, like real estate or equipment. You'll also have the opportunity to open business credit cards, use the bank for merchant services and earn APYs on a variety of business savings products. All checking account holders receive a debit card to use as they please.

But much like a credit card, these can actually earn you rewards through Keybank's Relationship Rewards® program. You will earn rewards points every time you swipe your debit card, use online bill pay, make ATM and mobile deposits or complete a number of other account-related activities. These points can later be redeemed for cash back, travel credit, gift cards and more. A key part of Wells Fargo's business strategy is cross-selling, the practice of encouraging existing customers to buy additional banking services. Customers inquiring about their checking account balance may be pitched mortgage deals and mortgage holders may be pitched credit card offers in an attempt to increase the customer's profitability to the bank.

Other banks have attempted to emulate Wells Fargo's cross-selling practices . If you want to pay your bills or make purchases electronically, one option may be to open a checking account. This will allow you to withdraw or deposit funds easily, and if you use a debit card, you can make purchases with the card. It is helpful to understand the fees associated with any account before you sign up, as some institutions require a minimum monthly balance or they may offer fee waivers for some services depending on the type of account you have. Mobile banking, account alerts, and apps can be helpful tools to help you monitor your balance on the go, which may help prevent you from overdrawing the account.

There's also Clear Access Banking, another checking account targeting students and young people. It offers the same option to waive the monthly fee if you meet certain criteria. Plus, it's designed specifically with digital-loving users in mind, with a great mobile banking app, contactless debit card and other digital banking features. Customers can use a debit card with contactless and chip technology instead, pay bills online, and make digital payments. Mobile deposit is only available through the Wells Fargo Mobile app.

$5 monthly service fee is waived for primary account owners 13 to 24 years old, although teens 13 to 16 need an adult co-owner. To open a checking account online, you'll have to indicate a zip code for the US city of your residence. You also have the opportunity to open both an individual and joint bank account, so you have to choose a suitable variant. With a joint account, you and your partner can pay shared household expenses, such as a mortgage, car payments, utilities, and groceries, from the same place. Moreover, joint account funding may help you meet the minimum balance requirements that qualify you for features like waived maintenance fees, a higher interest rate, or additional rewards. For consumers who desire affordability, the Wells Fargo Everyday Checking Account is a solid checking option with minimal fees.

The account can be opened online or at any Wells Fargo branch with a $25.00 deposit, and it comes with a full suite of online banking capabilities—including bill pay, transfers and budgeting tools. The $10.00 monthly fee can be waived if you make 10 debit card purchases, deposit at least $500.00 or maintain a daily $1,500 balance every month. The choice of where to do your business banking is often more complex than a single checking account. Turning off your card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions or the posting of refunds, reversals, or credit adjustments to your account.

Any digital card numbers linked to the card will also be turned off. For debit cards, turning off your card will not stop transactions using other cards linked to your deposit account. For credit cards, turning off your card will turn off all cards associated with your credit card account. Availability may be affected by your mobile carrier's coverage area.

The most popular Wells Fargo checking account has custom text and email alerts to monitor account activities. It's supplemented by a Platinum debit card with chip technology. Unlike Clear Access Banking, this account has a check-writing option. It also brings additional benefits to students if Wells Fargo Campus ATM or Campus Debit Card is linked. The fee is waived if the owner has a $500 minimum daily balance or $500 and more in total qualifying direct deposits.

You can also enjoy a zero service fee if you are 17 through 24 years old or have a linked Wells Fargo Campus Card. A revolving credit option for everyday business expenses for a company with up to $2 million in annual sales that needs fewer than 100 cards. Looking for a bank that offers a variety of business account options and services? With checking and savings accounts, as well as business financing and merchant services, Wells Fargo is a great all-around banking option for businesses. It comes with a cheap cost, including no monthly fees, 25 free cash deposits and 125 free transactions a month. You will also receive a debit card, remote check deposit and online/mobile banking, giving account holders just about everything they'll likely need.

Outside of its banking products, Regions provides its business clients with a plethora of other services. These include business credit cards, secured and unsecured loans, lines of credit, equipment loans, cash management tools, merchant services, payroll and benefit services and more. This makes Regions one of the most robust small business banks on this list. This account carries a $12 monthly service fee, which is waived by maintaining a $3,500 minimum daily balance each statement period.

Platinum Savings account holders can receive a complimentary debit card, a perk that isn't common with savings accounts. A business bank accountis a checking account set up specifically for business incomes and outflows, allowing individuals to keep their professional financial affairs and transactions separate from their personal ones. Business accounts often provide features that are uncommon for individual accounts. These features include initiating wires or ACH payments, delegating account authority/privileges to other parties , and cash management tools like positive pay. College credit cards may be offered to college students with limited credit histories, and some come with introductory interest rates, or rewards options. In some cases, students who do not meet these criteria on their own may have to apply with a co-applicant who has the ability to repay the debt in order to qualify.

A credit card in your own name may help you build a credit history that can serve you well when you need to get other credit products like a car loan. Missed or late payments can have a negative impact on your credit, so be sure to spend wisely and stay on top of your bills to avoid accumulating debt on your card. You'll find that you probably won't have access to the same banking market as US citizens. You should still be able to get a personal or business bank account as a non-citizen, but you'll be limited to banks which offer specific bank accounts for customers in your circumstances.

Wells Fargo provides banking, investment and mortgage services as well as commercial and consumer financing at 7,600 locations in 32 countries and territories around the globe. Wells Fargo mobile banking gives customers the ability to link their checking, savings, credit card and investment accounts all in one place. Customers can also deposit checks from their phones with the Wells Fargo app.

Gives customers unlimited branch and ATM withdrawals and the option to write checks. Optional overdraft protection for your checking account is another benefit. The account is better suited to those having higher savings goals. Thus, the monthly service fee of $12 is waived when you maintain a $3,500 minimum daily balance each fee period. Provides a variety of automatic savings options if it's linked to a Wells Fargo checking account.

Teens and students under 24 are exempt from the $5 monthly fee. Even if you're older, you can use the account for free by fulfilling minimum automatic deposit requirements. Еhe premium service for eligible customers offers bonus interest rates as well as zero-commission at external ATMs .

The account owners get interest on their account balance, earn rewards, receive loan discounts, and are served by the Premier support team. No fees incurred for Wells Fargo Personal Wallet checks, cashier's checks, and money orders. The monthly $30 fee is waived for those having $25,000 or more in qualifying linked bank deposits, or over $50,000 in qualifying linked bank, brokerage, and credit balances. Premium clients also get an annual Relationship bonus on the non-bonus rewards points they earn with the Wells Fargo Propel World American Express Card.

Wells Fargo offers to check and savings account options to both resident and non-resident foreigners. The accounts can usually be linked to a debit card or an ATM card – giving you quick access to cash – and can be managed online, as well as at ATMs. However, those who reside within the US have the advantage of opening their accounts online, which is a great benefit while pandemic health concerns still occur. Non-residents would have to visit one of the bank's numerous branches in person. The account comes with access to Wells Fargo Mobile app, a debit card with chip technology, budgeting, cash flow and spending tools, online bill pay and 24/7 customer service. Account holders also have access to the Zelle peer-to-peer payment platform.

When looking for a small business bank account, consider how many deposit and debit transactions you make per month. Most banks charge higher monthly fees in exchange for allowing more transactions, and will penalize you anywhere from $0.25 to $0.75 per transaction for exceeding the limit. Both of our recommended accounts below allow 500 transactions per month and charge reasonable transaction penalty fees. The bank also has a robust offering of business credit cards, such as the Ink Business Preferred Credit Card. This card currently holds a place on SmartAsset's list of the best small business credit cards. With Chase, you'll also have access to fraud protections and merchant services to help you run your business smoothly.

In September 2016, Wells Fargo was issued a combined total of $185 million in fines for opening over 1.5 million checking and savings accounts and 500,000 credit cards on behalf of customers without their consent. The scandal was caused by an incentive-compensation program for employees to create new accounts. It led to the firing of nearly 5,300 employees and $5 million being set aside for customer refunds on fees for accounts the customers never wanted.